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Home / Insurance — IRDAI / Surveyors & Loss Assessors Licence
Last updated: 2 October 2026
Insurance surveyors and loss assessors assess claims for general insurers and must hold an IRDAI licence in the departments they work in. Expertvuw’s team helps individuals and firms with eligibility, documentation, applications, department additions and renewals.
Surveyors and loss assessors are regulated by the IRDAI (Insurance Surveyors and Loss Assessors) Regulations, 2015, as amended. Under the Insurance Act, general insurance claims above prescribed amounts must be assessed by a licensed surveyor.
Licences are issued to individuals or to corporate surveyors (companies or LLPs). A corporate surveyor needs at least two directors or partners who are themselves licensed surveyors. Licences are granted department-wise — Fire, Marine Cargo, Marine Hull, Engineering, Motor, Miscellaneous, Loss of Profit and Crop — and each department has its own qualification requirements, such as an engineering degree for some departments. Applicants must be members of the Indian Institute of Insurance Surveyors and Loss Assessors (IIISLA), pass the prescribed examination and complete practical training.
Surveyor licences are valid for three years. The July 2026 amendment that moved several intermediaries to perpetual registration did not cover surveyors.
Basis: Insurance Act, 1938 (section 64UM) as amended; IRDAI (Insurance Surveyors and Loss Assessors) Regulations, 2015, as amended. Last updated: 27 September 2026.
Individual and corporate (company or LLP) licences.
Need at least two directors or partners who are licensed surveyors.
Fire, Marine Cargo, Marine Hull, Engineering, Motor, Miscellaneous, Loss of Profit, Crop.
Department-specific, such as an engineering degree for certain departments.
Membership, examination and practical training are required.
Three years, with renewal.
Most issues arise from qualifications and renewals.
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Surveyor licensing connects with these services.
Ongoing IRDAI compliance.
Broker registration.
Compliance for LLP surveyors.
Company compliance for corporate surveyors.
Check eligibility and departments.
Complete IIISLA membership, exam and training.
Prepare application documents.
File with IRDAI and pay fees.
Respond to observations.
Receive the licence.
Licensed surveyors have ongoing duties.
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Anyone assessing general insurance claims as a surveyor or loss assessor.
Yes. Companies and LLPs can obtain corporate licences with at least two licensed surveyors as directors or partners.
Fire, Marine Cargo, Marine Hull, Engineering, Motor, Miscellaneous, Loss of Profit and Crop.
Three years, after which it must be renewed.
Yes. Membership, the prescribed examination and practical training are required.
ACS – Director, Expertvuw Management Pvt Ltd
IRDAI applications and filings are prepared by Expertvuw’s team. Audits and certificates required by IRDAI are issued by independent Chartered Accountants, and representation before IRDAI or other authorities is made by authorised professionals or advocates. Expertvuw is not an insurer or insurance intermediary and does not sell insurance.