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Home / NRI & Global Services / NRI ITR Filing
Last updated: 2 October 2026
File your India income tax return as an NRI or OCI — rent, NRO interest, capital gains and TDS refunds — with DTAA relief where it applies. Our team handles the return end to end, remotely, wherever you live.
A non-resident Indian (NRI) must file an income tax return in India when Indian income — rent, interest on NRO deposits, capital gains on shares or property — is more than the basic exemption limit. Many NRIs also file to get back excess tax deducted at source, because TDS on payments to non-residents is often deducted at higher rates.
For an NRI, only income earned or received in India is taxable here. Salary earned abroad, foreign bank interest and overseas investments stay outside Indian tax. The first step is your residential status for the year:
Expertvuw’s team prepares and files NRI returns end to end, working remotely with you wherever you live.
Returns for FY 2025-26 (AY 2026-27) are filed under the Income-tax Act, 1961; the Income-tax Act, 2025 applies from tax year 2026-27. Last updated: 27 September 2026.
Days in India that make you resident for the year; below this (and the 60/120-day tests) you are generally a non-resident
Indian-income threshold for the 120-day rule and for deemed residency of Indian citizens not taxed elsewhere
Return forms for NRIs; ITR-1 (Sahaj) is not available to non-residents
Usual due date for individuals without tax audit; for FY 2025-26 a belated return can be filed until 31 December 2026
Interest on NRE and FCNR(B) deposits for non-residents; NRO interest is taxable
Needed to claim tax-treaty (DTAA) rates on Indian income
Most problems in NRI returns come from a few repeated mistakes. Each one can mean a smaller refund, a mismatch notice or tax paid in two countries.
Using last year’s status, or missing the 120-day rule, can bring income into Indian tax by mistake.
Tax deducted by a buyer, tenant or bank must match AIS and Form 26AS — mismatches delay refunds or lead to notices.
Without a Tax Residency Certificate and Form 10F on record, treaty rates cannot be applied and tax may be paid twice.
An income tax return is often one part of a larger task — selling a property, moving money abroad or claiming treaty relief. These services connect to your return.
Lower-TDS certificate, capital gains and remittance of sale proceeds.
Move NRO balances abroad within RBI limits, with the tax forms in order.
Claim tax-treaty rates on Indian income with a Tax Residency Certificate.
Transfer inherited Indian assets and handle the tax that follows.
We confirm your residential status for the year from your travel dates and list the Indian income to be reported.
You share PAN, AIS / Form 26AS, bank statements and any sale or rent papers over a secure link — no visit to India needed.
We compute income and tax, match TDS with AIS and Form 26AS, and apply DTAA rates where you hold a Tax Residency Certificate.
You review the computation and the draft return before anything is filed.
We file ITR-2 or ITR-3 and help you e-verify it within 30 days of filing.
We track the refund to your Indian bank account and help with any intimation or notice that follows.
Filing on time protects your refund and your right to carry forward losses. Keep these points in mind.
31 July for individuals without tax audit, including most ITR-2 filers — check each year for any extension.
For FY 2025-26, a belated return can still be filed until 31 December 2026, with a late fee of up to ₹5,000.
Refunds are paid to a pre-validated bank account in India — usually your NRO account.
Income from 1 April 2026 falls under the Income-tax Act, 2025 — some forms and section numbers change.
Share your query and our team will reply during business hours.
Yes, if Indian income — rent, NRO interest, capital gains — is above the basic exemption limit, or if you want a refund of excess TDS. Filing is also needed to carry forward capital losses. If your only Indian income is tax-free (for example NRE or FCNR interest), you may not need to file.
No. Interest on NRE accounts and FCNR(B) deposits is exempt while you are a non-resident. Interest on NRO accounts is taxable in India, and banks deduct TDS on it.
Most NRIs file ITR-2, which covers salary, house property, capital gains and other income. ITR-3 applies if you have business or professional income in India. ITR-1 (Sahaj) cannot be used by a non-resident.
Yes. Tax deducted on a property sale, rent or NRO interest is often more than the actual tax due. Filing the return with the correct computation, and matching TDS with AIS and Form 26AS, lets you claim the difference into your Indian bank account.
No. A non-resident reports only income earned or received in India. Reporting of foreign assets (Schedule FA) applies to residents. If you have returned to India, check your status for the year — it may change what you must report.
ACS – Director, Expertvuw Management Pvt Ltd
NRI returns are prepared and filed by Expertvuw’s tax team. Where the law requires a certificate or audit — for example, a Chartered Accountant’s certificate for a foreign remittance — it is issued by an independent qualified professional engaged for your case.